About Business Loan

A business loan is a powerful financial tool designed to support businesses in achieving their goals. For aspiring entrepreneurs, Start-Up Business Loans provide funding to establish ventures, covering costs such as equipment, staffing, and operational expenses. For established businesses, a Working Capital Loan ensures smooth operations by addressing short-term financial needs, such as cash flow management, inventory purchase, and seasonal demands.

If your business requires an upgrade, a Machinery and Equipment Loan offers the funds to purchase or modernize essential tools and machinery, enhancing efficiency and productivity. For businesses aiming to grow and scale operations, a Business Expansion Loan provides the capital needed to invest in new projects, facilities, or markets.

At Buddy Finance, we offer business loans of up to ₹2 Crores, featuring flexible repayment terms and competitive interest rates, tailored to suit the needs of small enterprises and large corporations alike. Take the next step and fuel your business growth with us!

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Top Features and Benefits of Business Loan

Flexible Loan Amount

Everyone's requirements will vary therefore applicants can borrow any amount between Rs.3 lakhs to Rs.2 Crore based on their eligibility.

Instant Loan From Multiple Banks

To provide you with a variety of the best and most convenient personal loan offers, we've partnered with numerous banks and NBFCs.

Affordable Interest Rates

We understand how important interest rates are as they determine the EMI amount to be paid. At Money View, the interest rate starts at just 11.75% to 24% p.a

Free Expert Consultancy

Our experts will advise you throughout the entire loan process, empowering you to make wiser choices.

Business Loan - Eligibility

Applicants must be between 21 years and 65 years.
Individuals, MSMEs, Sole Proprietorships, Partnership firms, Public and Private Limited Companies, Limited Liability Partnerships, retailers, traders, manufacturers, and other business entities engaged in only services, trading, and manufacturing sectors.
Business Vintage should be minimum of 1 year or above.
Business experience should be minimum of 1 year, business location to remain same.
Annual Turnover minimum of Rs. 12 lakh and above for existing enterprises, may vary as per the lender.
A minimum CIBIL score of 750 or above is required.
Applicant must own either a residence, office, shop or godown.

Frequently Ask Questions

What is a business loan and how does it work?

A business loan is an unsecured loan that is designed to cover various deficits in a small scale or big scale businesses without promising any collateral.

You can avail loan up to Rs 2 Crore through Buddy Finance Crown Membership Card online with business loan eligibility criteria. Once you submit the application you will be acknowledged well within 48 hours.

How can a business loan help you?

Human Resource
Building credit for the future
To purchase more inventory
A business opportunity that outweighs the potential debt
business needs fresh talent
Tax payment
To expand your physical location.

For more information, please refer to ELIGIBILITY CRITERIA

And many more emergency purposes.

What is the Criteria for Business Loan Eligibility?

Age should be between 21 to 65 years
CIBIL score must be 750 or more
Business Vintage should be minimum of 1 year or above.
Annual Turnover minimum of Rs. 12 lakh and above for existing enterprises, may vary as per the lender.
Your balance sheet will be examined by a Chartered Accountant who is registered (CA)

How long does a business loan it takes to be approved?

It takes less than 48 hours for acknowledging the business loan. However, the applicant has a higher benefit of fastest loan approval over a good credit score.

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